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Andrew Cregan

Finance Policy Adviser - BRC

Andrew is the Head of Payments for the British Retail Consortium. He coordinates industry engagement with Government, regulators and providers on matters relating to retail payments and consumer credit, and acts as a spokesperson for the industry. He has led the industry response to the IFR, PSD2 and domestic initiatives, including the Payments Strategy. He has also supported HM Treasury and Bank of England projects for the roll-out of the new notes and coins.

Before joining the BRC in summer 2016, he led public affairs and stakeholder engagement for The UK Cards Association and Financial Fraud Action UK, working on the Interchange Fee Regulation and contactless for transit among other projects. He began his career in the European Parliament working for two MEPs and then as a consultant at the global PR and public affairs firm Burson-Marsteller, advising clients in across a range of sectors including banking. Andrew also served as a London Borough Councillor from 2014 to 2018.


Ciaran O’Malley

Ciaran O’Malley

VP of Ecommerce, Trustly

Ciaran joined Trustly as Head of Commercial Strategy in 2016, and proceeded to assume the role of VP Partnerships before taking on a new role as VP of Financial Services & Ecommerce in early 2022. Alongside this, Ciaran has been involved in Open Banking in the UK and other industry initiatives such as SWIFT’s Pay Later API standard.

Prior to Trustly, Ciaran worked in investment banking – firstly, at Credit Suisse as a Derivative Quant working on the implementation of CRD IV, and laterally in Financial Institutions Mergers & Acquisitions at SocGen and Nomura.